Flats Property Owners

Policy Wording DOWNLOAD ORDER HARD COPIES
Summary of Cover DOWNLOAD  
Proposal Form DOWNLOAD  
Broker Template DOWNLOAD  
Product Data Sheet DOWNLOAD  
Product Comparison DOWNLOAD  

COBRA Underwriting Agencies (CUA) offer a comprehensive package policy wording enhanced for COBRA Network members and offering optional extras to best suit your clients.

Key Features Include:

  • All risks (subsidence & automatic reinstatement of loss)
  • Loss of rent and alternative accommodation
  • Trace & Access cover to £5,000
  • Loss of metered oil & water - £5,000
  • Contents of communal areas of the building - £20,000
  • Property owners' and Employers' liability
  • Replacement of locks & keys £2,500 per block
  • Garden damage caused by emergency services
  • Unauthorised occupant removal £10,000
  • Removal of bees or wasps' nests
  • Accidental Damage to Close Circuit Televison Equipment 

Terrorism cover available upon request, 24 hour Emergency call out (including glass replacement) and Legal Helpline.

CUA's Flat Owners policy can be combined with COBRA Networks' bespoke Directors & Officers and Engineering schemes to provide an inclusive package that covers the special insurance needs for Blocks of Flats.

Together these covers are specifically designed to meet all the insurance requirements' Management Companies (RMCs).

With CUA's increased flexibility on rating and commissions you can confidently negotiate bespoke agreements with Property Manager's, Managing Agents and Property Owners.

Quotation:

Simply submit your risk presentation to COBRA Underwriting Agencies using COBRA Network’s Broking Templates wherever possible. 

Risk presentations can be submitted by email to enquiries@cobraunderwriting.co.uk

 If you have any questions or require any information please telephone and talk to any member of the underwriting team