Commercial Combined

Policy Wording DOWNLOAD ORDER HARD COPIES
Summary of Cover DOWNLOAD  
Proposal Form N/A  
Broker Template DOWNLOAD  
Product Comparison DOWNLOAD  
Product Data Sheet DOWNLOAD  

COBRA Underwriting Agencies (CUA) offer a comprehensive package policy, for the SME Sector, for material damage biased risks with good management and housekeeping, enhanced for Network members and offering optional extras to best suit your clients.

Key features include:

  • Non transferable Policy
  • Limited Agency base - only available to Network members
  • Easy access to decision making underwriters
  • Low claims rebate available
  • No additional charge for mid term changes to sums insured unless the turnover increases by more than 50%
  • No Average applies if the Declared Values are correct at the start of the period of insurance
  • 24 hour Legal Helpline Service providing support and advice on legal problems whether covered by the policy or not

Cover features:

  • Cover for Buildings - £3,000,000
  • Cover for Contents - £3,000,000
  • Cover for Gross Profit - £3,000,000
    Up to 36 months maximum indemnity period
  • Money and Glass covers automatically included
  • Worldwide cover on specified items available
  • Public/Products/Employers Liability
  • Goods in Transit by own vehicles, hauliers, or post available
  • Legal Expenses automatically included                         
    £100,000 any claim limit, £1,000,000 in the aggregate
  • Wide ranging automatic extensions of cover on all sections
  • Optional access to CUA Risk Management website for information on H&S compliance, Employment Legislation and Business Continuity Planning - www.cuariskmanagement.co.uk

Quotation

Simply submit your risk presentation to COBRA Underwriting Agencies using COBRA Network’s Broking Templates wherever possible. 

Risk presentations can be submitted by email to enquiries@cobraunderwriting.co.uk

 If you have any questions or require any information please telephone and talk to any member of the underwriting team