Combined Liability

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Summary of Cover UNAVAILABLE
Proposal Form PER CAPITA / GENERAL
Broker Template DOWNLOAD
Product Data Sheet DOWNLOAD

COBRA Underwriting Agencies (CUA) offer a comprehensive package policy wording enhanced for COBRA Network members and offering optional extras to best suit your clients.

Key features include:

  • Upto £500,000 turnover / 5 manual workers per capita rated  
  • Non transferable Policy
  • Limited Agency base - only available to COBRA Network
  • Ability to write high risk trades
  • Excess of loss limits available

Cover details:

  • Employers Liability limit £10,000,000
  • Public Liability limits of £500,000 to £5,000,000
  • Increased Liability limits available upon request
  • Discounts for good health and safety procedures

COBRA Underwriting Agencies aim to provide a fast and efficient turnaround of quotations and documentation.

Some examples of risks written by CUA include roofing contractors and insulators, lifting equipment engineers, event organisers and computer repairers.  

  • Abseiling Contractors
  • Acoustic Engineers
  • Agricultural Contractors
  • Air Conditioning Contractors
  • Alarm Installers (Ex. Heat, Soldering Only)
  • Architects/Surveyors/Consultants
  • Bathroom Installer
  • Boiler Services (Domestic)
  • Boiler Services (Non Domestic)
  • Carpenters
  • Catering Contractors (Ex. Mobile Vendors)
  • Cavity Wall Insulation
  • Ceiling Installers
  • Cleaners (Inc. Exterior, Ex. Window Cleaners)
  • Cleaners - Interior (Industrial)
  • Cleaners - Interior (Non Industrial)
  • Coach Operators/Drivers (Ex. Scheduled Bus Services
  • Computer Consultant
  • Computer Servicing
  • Concrete repair & Drilling (Ex. Shuttering and Formwork
  • Construction Plant Repairers
  • Couriers
  • Damp Proofing Installer
  • Double Glazing Installer / Glaziers and Window Installers Not Working At Over 10 Metres In height
  • Double Glazing Installer / Glaziers and Window Installer Working Over 10 Metres In Height
  • Drain Cleaners
  • Ductwork Installers
  • Electrical Contractors (Industrial)
  • Electrical Contractors (Non Industrial)
  • Electronic Engineers Inc. High Tech
  • Exhibition Stand Erectors
  • Fencing Contractor
  • Fork Lift Truck Servicing
  • Gardeners (Ex. Landscaping)
  • Grit Blasters
  • Groundworkers - 1 metre depth limit
  • Groundworkers - 2 metre depth limit
  • Groundworkers - 5 metre depth limit
  • Haulage Contractors/Drivers
  • Heating Contractor
  • High Pressure Water Washing
  • Hydraulic Engineers
  • Insulation Contractor
  • IT Sales and Repair
  • Joiners
  • Kitchen Installers
  • Landscaping Contractors
  • Lift Engineers
  • Loft Insulation
  • Machinery Insulation / Servicing (Ex. Dismantling)
  • Manufacture of Signs / Sign Erectors
  • Non-Destructive Testers
  • Office Clerical (Contracting Trades Only)
  • Painter & Decorator (Industrial - No Height Limit
  • Painter & Decorator (10 Metre Height Limit)
  • Pipe Fitters
  • Plastering, Pebble Dashing & Artexing
  • Playground Equipment Installers
  • Plumbers
  • Refrigeration Engineers
  • Removal Contractors (Domestic & Office)
  • Roller Shutter & Door Installer (Ex.  Automatic Barrier Installation)
  • Roofing and Cladding (Excluding Heat)
  • Roofing and Cladding (In. Heat) 
  • Safety
  • Netting Contractors
  • Shop Fitters
  • Shuttering/Framework Contractors
  • Sprinkler Installer (Inc. Heat Work)
  • Sprinkler Installer (Ex. Heat Work)
  • Steel Reinforcing, Rod Installers and Concrete Pourers
  • Stonemasons
  • Taxi Drivers
  • Telecommunication Engineers
  • Tilers (Ex. Roofs)
  • Timber Treatment Contractors
  • Water Treatment Contractors
  • Window Cleaning
  • Wood Working Machinists  

Quotation

Simply submit your risk presentation to COBRA Underwriting Agencies using COBRA Network’s Broking Templates wherever possible. 

Risk presentations can be submitted by email to enquiries@cobraunderwriting.co.uk

 If you have any questions or require any information please telephone and talk to any member of the underwriting team